Payments - Be Shaping The Future


With our team of payment experts, we advise banks, payment service providers and fintechs on all issues relating to payment transactions and processing. We support our clients from strategic issues to payment innovation and the operational transformation of payment systems.
We draw on our Europe-wide expertise in working with leading banks and global payment companies and bring this to our clients on site through multidisciplinary teams.
A particular focus of our consulting activities is on SWIFT, SEPA and cross-border payments. With our SWIFT competence centre, we support leading banks in German-speaking countries "end-to-end" in the optimisation and further development of foreign and large-value payments as well as SEPA bulk payments.


Our payment team covers all consulting needs and all necessary expert roles - project managers, business and technical analysts, developers and testers. We offer flexible delivery models in which we combine local teams, international experts and nearshoring resources from our development centres in Warsaw and Bucharest to offer our customers the greatest possible added value.

  • With our "Payments and SWIFT" area of expertise, we support leading banks in the optimisation and further development of their foreign and large-value payment transactions - for example, ISO 20022 migration (CBPR+) or the implementation of SWIFTgpi. The focus is on modernising the SWIFT infrastructure, implementing new processes and operating models, compliance and risk assessments as well as reporting and analyses.

    Our experts have many years of experience with SWIFT formats of all kinds, the authorisation and security concepts of SWIFT, communication with the SWIFT network, the routing of SWIFT messages within the bank and the common clearing systems of the Bundesbank and the EBA.
    Another core competence is the configuration and operation of routing hubs for SWIFT messages from and to the bank's back-office systems, such as BMH (BOX Messaging Hub) from Intercope or FTM (Financial Transaction Monitor) from IBM.

  • Whether bank, payment service provider, fintech or corporate - we develop and help implement payment-related business and product strategies for all participants in the payment value chain. From the evaluation of growth opportunities with new payment solutions to product roadmaps, the realignment of payment hubs, the optimisation of payment processes and the selection of vendors, we support our clients wherever specialist payment expertise and strategic-operational consulting methods are required.

    The payment market has never developed as dynamically as it does today. We help our clients to understand the opportunities and risks that the latest developments and market innovations have for them - such as open banking, instant payments or the digital euro.
    We also support our clients in evaluating and implementing the relevant payment regulations, such as PSD3 and the instant payments regulation.


Get in touch

Get in touch with us to share your challenges and opportunities and find out how our services can deliver effective and sustainable change.

Get in touch

Get in